PPF Calculator

Year-by-Year Breakdown

About PPF

Public Provident Fund (PPF) is a long-term investment scheme offered by the Government of India. It offers an attractive interest rate and tax benefits under Section 80C of the Income Tax Act.

Key features of PPF:

• Minimum investment: ₹500 per year
• Maximum investment: ₹1,50,000 per year
• Lock-in period: 15 years (can be extended in blocks of 5 years)
• Interest is compounded annually
• Interest earned and maturity amount are tax-free
• Partial withdrawals allowed from the 7th year onwards
• Loan facility available from 3rd to 6th year